What does it mean that my identity was stolen?

🧾 Here's What That Might Look Like:
Someone might:

• Open a credit card in your name and spend money you’ll be billed for.
• Withdraw money from your bank account.
• File for Social Security or Medicare benefits using your number.
• Take out loans or mortgages pretending to be you.
• Receive medical care using your health insurance.
• Claim your tax refund by filing a false tax return.

💡 Why It’s a Big Deal:
Your identity is more than your name—it’s a combination of everything that proves you are you. When stolen, the criminal can:

• Ruin your credit score, which affects your ability to rent housing or get loans.
• Cause financial loss, including emptying your savings.
• Create legal confusion, possibly even having you blamed for things you didn’t do.
• Cause emotional stress, anxiety, or shame.

🧓 Especially for Older Adults:
Elderly individuals are often targeted because they may:

• Be less familiar with digital threats.
• Have stable income (pensions, Social Security).
• Be more trusting or polite on the phone.

🛑 So in simple terms:
Identity theft is like someone taking your wallet—but worse—because they might be using your entire life to steal money, benefits, or cause legal problems in your name.

If you even suspect your identity has been stolen, it’s important to act fast. Would you like a list of first steps you should take if this happens?

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